"A fair and accessible judicial system is essential to the functioning democracy -- both for redress of criminal allegations and for the resolution of civil disputes."   -Justice Thurgood Marshall

"I have wrote you the want we have of two, or three honest attorneys, if any such thing exist in nature." -Bostonian Edward Randolph in a letter to the Crown (1689) - Massachusetts Historical Society

"If in any town, there is but a single lawyer, he is a pauper, if there are two, they are wealthy."  -Ye Olde  Truisms - Massachusetts Historical Society

Bill of Rights: Amendment VII
"In suits at common law, where the value in controversy shall exceed twenty dollars, the right of trial by jury shall be preserved, and no fact tried by a jury, shall be otherwise reexamined in any Court of the United States, than according to the rules of the common law."

Federalist Paper No. 83
"The strongest argument in its (a civil jury) favor is, that it is a security against corruption. As there is always more time and better opportunity to tamper with a standing body of magistrates than with a jury summoned for the occasion, there is room to suppose that a corrupt influence would more easily find its way to the former than to the latter. The force of this consideration is, however, diminished by others. The sheriff, who is the summoner of ordinary juries, and the clerks of courts, who have the nomination of special juries, are themselves standing officers, and, acting individually, may be supposed more accessible to the touch of corruption than the judges, who are a collective body. It is not difficult to see, that it would be in the power of those officers to select jurors who would serve the purpose of the party as well as a corrupted bench. In the next place, it may fairly be supposed, that there would be less difficulty in gaining some of the jurors promiscuously taken from the public mass, than in gaining men who had been chosen by the government for their probity and good character. But making every deduction for these considerations, the trial by jury must still be a valuable check upon corruption." Alexander Hamilton, 1787

THE FERRARO DOSSIER :  ERNEST GIBSON'S DISGRACE

On Ending Usury & Predatory Lending Practices

On November 20, 2011, two Years after Minnesota Attorney General put an end to the predatory practices of the Bank of America / National Arbitration Forum /Mann Bracken fraud, the U.S. District Court affirmed a civil settlement in the related Class Action vacating all related arbitration awards and stipulating the facts necesssary to vacate state court judgments.  See USDC, Minnesota In re: National Arbitration Forum, MDL  10-2122

In re: National Arbitration Forum, MDL  10-2122 - Memorandum & Order

On the OCCUPY Movement 2011

Shays Rebellion: Thomas Jefferson writing to James Madison on Jan 30, 1787

"I hold it that a little rebellion now and then is a good thing, and as necessary in the political world as storms in the physical. Unsuccessful rebellions, indeed, generally establish the encroachments on the rights of the people which have produced them. An observation of this truth should render honest republican governors so mild in their punishment of rebellions as not to discourage them too much. It is a medicine necessary for the sound health of government.”
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OF CONCERN TO ALL CITIZENS
USURY & LOAN-SHARKING AS BANKING

Since 1641 and the 'Massachusetts Body of Liberties", criminal usury and 'predatory lending' over 8% per year has been prohibited in the strongest of terms.  Its scope, then as now,  not only included the Biblical prohibitions for essential health, food, clothing and shelter, but all loans envolving individuals.  For 350 years, almost without exception, these ancient standards held force.  With this in mind we must ask ourselves, what power corrupted our long-held ethical standards so radically that we barely blink with a majority of our fellow Americans are brutalized by 'penalty rates' of over 25%.  How did we become a society of sleazy theives, usurers, con men, and loan sharks, almost overnight.

Harvard Law Professor Liz Warren's: "The Secret History of the Credit Card"

End of Compulsory Arbitration:  Mann Bracken Declares Bankruptcy

Attorney General Lori Swanson ends NAF Arbitration Scam July, 2009

Senate Passes the Credit Card Fairness Act of 2009 on May 22, 2009

Isn't it time to re-empower the Usury Laws of 5% above Prime that served our Country well from 1641 to 1996 (US Supreme Court Citibank Decision)& Restitution and Disgorgement of all unlawful profits from 2005

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SHAYS RESURRECTION (1786-2010)

Massachusetts Body of Liberties (1641) :: Sets Criminal Usury at 8%
"23. No man shall be adjudged to pay for detaining any debt from any Creditor above eight pounds in the hundred for one year, And not above that rate proportionable for all somes what so ever, neither shall this be a colour or countenance to allow any usury amongst us contrary to the law of god."

In the National Bank Act of 1864, the rate was set at 7% or 1% above the Federal rate, an exception made for the wild undeveloped territories.  Yet, as you will discover in Harvard Professor Warren's program, this Civil War law became the basis in 1978 to eviscerate the many protections our State Laws provided.

By all historical standards, the fact that the Court have condoned an interest of over 5% ABOVE the Federal Rate is testament to a corrosive corruption of our society's most basic values.

Our FAIRNESS IN CREDIT (under construction) pages brings you advice and up-to-date information on the current Federal & State legislation addressing this serious problem.

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OF CONCERN TO ALL CITIZENS & SMALL BUSINESS

OUR SECURITY COMPROMISED, OUR SOLDIERS ENDANGERED

HoloDeck^tm Trademark Conspiracies
 
      Solomon v U of Southern California, Michael Macedonia, E & S 
      USDC 07-1811 EGS -- Trademarks & Trade Secrets
 

THE aTLANTIS cONSPIRACIES

      gibson's corruption - Lady in the White Blouse
      sandusky, paterno, malloy, mehrabian - penn state - atlantis